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The Affordable Care Act Glossary

By now, you have undoubtedly heard of the Affordable Care Act. When it is discussed, people tend to use jargon and phrases that you might not entirely understand the meaning of. Fortunately, there is an Affordable Care Act Glossary at HealthCare.gov that can help you. The Patient Protection and Affordable Care Act (also know as the Affordable Care Act or “Obamacare”) was signed by President Obama in 2010. It is a series of health reform laws and regulations that are designed to help consumers find affordable health insurance coverage. There are a whole lot of terms that people use when … Continue reading →

Space Heater Safety Tips from State Farm

Space heaters can make an overly chilly room into a warm and comfortable place for your family enjoy. It is very important to be careful about how you use your space heater. It is possible for a space heater to start a fire. State Farm has some space heater safety tips that you can use to keep your family safe. People purchase a space heater for two reasons. They want to make a room in their home a bit warmer, and they want to cut down on their heating bill. It is possible to warm up a room with the … Continue reading →

Five Ways to Get the Best Insurance Rates

Even in the worst of times, it usually does not make sense to cut back on insurance. You never know when a disaster might hit. Being properly insured can save you from disaster. When money is tight, it is better to reduce the cost of insurance rather than eliminate it. Try the following five ways to get the best insurance rates and reduce your cost. 1. Buy all of your policies in the same place Most insurers will give you discounts when you buy multiple policies with them and may even offer bundled plans. Start by insuring your cars and … Continue reading →

Adding Insurance After Accident Won’t Help

Most, if not all, states require drivers to purchase auto insurance coverage. A woman in Pennsylvania decided to add comprehensive and collision coverage to her car insurance policy after an accident had already occurred. She may have thought this would help her save money. In reality, this is a form of fraud. Not every consumer understands exactly what his or her car insurance policy covers. This makes it difficult for people to compare one policy to another in order to obtain the coverage they require for the least amount of money. Some of the wording in the policies is confusing … Continue reading →

Take a Quiz About the Affordable Care Act

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Are you well educated about the Affordable Care Act? Or, are you among the many who are really confused about what it means, and how it will affect your health insurance policy? The Kaiser Family Foundation has a quiz for you. It can clarify what you don’t understand. The Kaiser Family Foundation is “a non-partisan source of facts, information, and analysis for policymakers, the media, the health care community, and the public.” They are a major producer of policy analysis and research. They are a clearinghouse of news and information for the health policy community. They are not associated with … Continue reading →

Types of Insurance You Probably Don’t Need

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There are some types of insurance that you cannot do without. Most states require drivers to purchase auto insurance. It is wise to purchase homeowners insurance and life insurance. It is difficult to pay your medical bills without health insurance. On the other hand, there are some types of insurance that you probably don’t need. You probably don’t need wedding insurance. Obviously, this type of insurance is designed for people who are currently going through the process of planning their weddings. One of the protections it provides is financial reimbursement if a vendor brings the wrong flowers or the caterer … Continue reading →

Self-Employed Can Deduct Health Insurance Premiums

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I am self-employed, and I recently found an affordable health insurance plan. Today, my husband was looking around on the internet, and he found some very interesting information. It turns out that people who are self-employed can include their premiums as a tax deduction. This is excellent news! The easiest way to find health insurance coverage is to be fortunate enough to have a job that comes with a health insurance benefit. Once a worker qualifies for their company’s health insurance plan they are assured of being approved for it. People who are self-employed have to put in a lot … Continue reading →

An Easier Way to Find Pet Insurance

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Are your pets covered by a good pet insurance policy? In some ways, a pet insurance plan is similar to a health insurance plan for humans. It can cover the medical bills that come from the health care that your pet requires. A website called Pet Insurance Quotes makes it easy for you to find a great pet insurance plan. According to the BBC, the amount of money that people spend on their pets has been increasing, even during the years when unemployment was high. Around 65% of the total amount spent on pets is for food and veterinary costs. … Continue reading →

Insurance Podcast Roundup – Week of January 30, 2012

It is time for a brand new Insurance Podcast Roundup! Reading about insurance related issues can be overwhelming, or boring, for many people. Listening to someone succinctly explain those issues, however, can be both interesting and enlightening. NPR has an episode of “All Things Considered” that was released on January 27, 2012. The episode is called “Romney’s Unlikely and Persuasive Defense of the ‘Individual Mandate’”. The episode discusses a rather heated conversation between Romney and Santorum about the health care system that exists in Massachusetts. Covert Rationing has an episode that was released on January 24, 2012. This episode is … Continue reading →

Health Insurers Say Revealing Costs is Too Expensive

There is a part of the Affordable Care Act that will require all health insurance companies to provide consumers with information about the cost of a health insurance policy and what it covers. The America’s Health Insurance Plans lobby says providing this information would be too expensive for insurance companies. What happens now? When you see the phrase “Affordable Care Act”, it probably brings to mind some of the more controversial aspects of this series of health reform laws. You may be aware that the Supreme Court will hear a case this year that will determine if the individual mandate … Continue reading →